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How to take out a high-interest loan and skip the debt cycle

To the millions of Americans struggling to afford an unexpected expense, high interest rates and online loans seem acceptable options, despite the inherent risk.But guidelines issued by federal regulators in the spring could pose a competitor to small loans: banks. The guideline highlights a previous suggestion from the Federal Deposit Insurance Corp. omitted that bank loans must have an annual rate of 36% or less.While some consumer advocates say a rate cap is a necessary consumer protection, researchers say banks can check a borrower's credit and offer affordable loans - something payday borrowers with APRs often above 300% typically fail…

Robins Financial Credit Union’s 25 Days of Holiday Giving – CUInsight

Robins Financial Credit Union's 25 Days of Holiday Giving WARNER ROBINS, GA (December 7, 2018) - Robins Financial Credit Union will give back to the community during the holiday season with their 25 Days of Holiday Giving. They selected 25 different organizations across the province to make a monetary donation to help the organizations with their holiday celebrations. The following organizations received a donation in the first week: Care Cottage in Forsyth received a donation of $ 500. This organization supports women and children living in a situation of domestic violence. Sunshine House in Swainsboro received a donation of $…

Best Hotel Credit Cards of February 2021 – NerdWallet

FULL LIST OF EDITORIAL CHOICES: BEST HOTEL CREDIT CARDSClick on the card name to read our review. Please check the details on the issuer's website before submitting your application.The Marriott Bonvoy Boundless ™ Credit Card is a valuable card whose benefits - especially a free night each year - can easily offset the annual fee. Not only does Marriott have a wide selection of locations, both economy and luxury, but the card doesn't limit you to just using points for hotel stays. Read our review.Our choice for: easy redemptionThe Capital One Venture Rewards credit card is probably the best-known general…

COVID-19 Financial Resource Guide | Credit.com

Do you have questions about the coronavirus and how it affects your finances? The Credit.com team is here for you. We are working to provide you with valuable information to help you stay financially secure. In order to provide you with all up-to-date information, we will update this page regularly. So be sure to come back to find answers to all your questions. Financial aid measures for the coronavirusHelpful COVID-19 ResourcesActions you can take to prepare your financesOther important sourcesThe latest news about the financial emergency measures for the coronavirus Incentive package and other relief measures Receive updated information on…

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