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Young Adult Personal Finances: Understanding Credit

Getty Do you want to help your kids develop smart spending habits that will last a lifetime? Or are you a young professional, or do you know one, who may be using credit for the first time? Building and building good credit is often essential to achieving financial success in life, but solid credit can be difficult to achieve. With credit, there are many potential pitfalls, especially for those new to the concept. It's important to understand what credit is, how it works, and how to use it wisely. What is credit? Credit is the ability to take on debt.…

Best Credit Cards For Paying Off Debt In 2021 | Bank interest

Americans, on average, carry $ 6,194 in credit card debt and $ 90,460 in personal debt (including revolving debt such as credit cards, home debt and consumer loans such as personal loans and student loans). Secured debt, including mortgage debt, is generally considered "good debt" as it is backed by an asset that should increase in value over time. Secured debts such as mortgages and auto loans also come with competitive interest rates that can make paying off these loans slowly a reasonable choice.Credit card debt can be particularly problematic, however, in part because of the exorbitant interest rates that…

FLORIDA TODAY Community Credit Union Athlete of the week for February 8-20

Support local journalism and stay informed. Unlimited digital access to is only $ 1 for 3 months.It's time to vote again for the FLORIDA TODAY Community Credit Union Athlete of the Week at and following athletes were nominated for their performance from February 8-20. You can find the ballot at the bottom of the page. Make sure to refresh if the poll is not visible on first load. Voting is possible until 12 noon on Thursday.Coaches and sports directors are invited to nominate athletes on a weekly basis. Email the athlete's performance for the past Monday through…

Top cashback credit card offers for January 2021 not to be missed!

It is the first to expire Scotia Momentum Visa Infinite CardThe remaining 3 card promotions will be completed someday.Keep in mind that this monthly post focuses on limited time offers. We have a more complete list of current offers on the Top Cash Back Credit Cards page.Top cash back credit card offers with no annual fee for January 2021The credit cards are listed by their expiration date, earliest first.Scotia Momentum Visa Infinite Card$ 120 annual fee (fee waiver for the first year if you apply before February 28, 2021)$ 50 annual fee for an additional cardholderEarn 10% cash back over…

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