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How to make a Sears credit card payment

Sue Hwang / GOBankingRates As a large nationwide retail chain, Sears offers items such as appliances, tools, clothing, shoes, home furnishings and more. In fact, Sears offers a way to help fund those purchases: a Sears credit card or a Shop Your Way Mastercard - both issued by Citibank Using a Sears credit card or Shop Your Way Mastercard will earn you rewards and benefits such as 5% off or 12 months interest-free financing on select items of $ 299 or more, or earning 1% -5% in eligible points upcoming purchases. To enjoy the benefits of your credit card rewards,…

Why has my credit score dropped? Five reasons why | MyWalletHero

Image Source: Getty Images Share this page: It's no secret that missing a payment or being late on a loan or one credit card can seriously hurt your credit score. But your credit score can also drop for many other reasons, some of which may not be as obvious. If your score has recently dropped, here are five reasons why it may have happened, as well as tips on how to fix it. 1. You have closed an old credit card In fact, many people make the mistake of thinking that closing an old credit card will improve their score.…

Capital One prohibits buying now, pay later on its credit cards

Capital One said it will no longer allow its customers to fund purchases now and pay for subsequent purchases with its credit cards due to financial and competition risks associated with those transactions. This can help the card issuer to direct the volume to its own offering. Insider Intelligence publishes hundreds of insights, charts and forecasts about the Payments & Commerce industry with the Payments & Commerce Briefing. You can read more about subscribing here. The credit card company has announced that it will no longer allow customers to fund installment loans with its credit cards, per Reuters. Capital One…

What does ‘APR’ mean for loans and credit cards?

You can see APR is used in conjunction with various financial products, including credit cards, loans, and hire purchase agreements. But what does it actually mean and how does it work? In this guide, we'll explain everything you need to know. What is APR? APR stands for Annual Percentage Rate, and it is the official interest rate used for borrowing a credit-based product. It takes into account the total interest rate you pay and any additional costs or fees. In other words, it is a standardized way of showing the cost of borrowing over a year. The APR is expressed…

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