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Frequently Asked Questions What is the history of Bank of America? Bank of America Corporation was created by the merger of San Francisco-based Bank of America and Charlotte, NC-based NationsBank in 1998, creating one of the largest banking organizations in the country. Bank of America...

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House approves $ 3,000 child tax credit for 2021

President Biden's $ 1.9 trillion stimulus package to help tackle the coronavirus pandemic and boost the economy is gaining momentum. Democrats in the House have legislated for the stimulus plan, and that bill has just passed through the lower house on a partisan basis. One provision in the plan would, for one year, extend the child discount and make it fully refundable.Currently, the child tax credit is worth $ 2,000 per child under 17 you claim as a dependent who has a Social Security number. To be eligible, the child must be your family and generally live with you for…

How to increase your credit limit without hurting your score

Applying for a credit limit increase can hurt your credit temporarily, but it can help in the long run. iStockApplying for an increase in the credit limit can negatively affect your creditworthiness, but only temporarily. More importantly, hitting a higher credit limit can increase your available credit and ultimately increase your credit scoredepending on how you use your credit card accountsThe key is to understand how your credit card activity affects your credit history. Here's everything you need to know about getting a credit limit increase and how it can affect your credit rating.How to get a higher limit on…

Best practices for virtual seminars and events | Credit Union Times

Source: Shutterstock. During the coronavirus pandemic, we have an ongoing and essential responsibility to serve our Elevations Credit Union members and help ease their stress around money during this difficult time. In addition to providing loan deferral programs, taking health and safety measures, and making donations to support those affected by COVID-19 in our community, we knew we couldn't lose sight of our commitment to financial education . Our goal is to provide unbiased information to both our members and the entire community. One way we do this is by hosting dozens of free finance seminars that are open to…

I ignored Dave Ramsey’s famous advice on credit cards, and it helped me earn $ 1,500 in rewards

This article is brought to you by the Personal Finance Insider team. It has not been rated, approved or otherwise endorsed by any of the listed issuers. Some of the offers you see on the page come from our partners such as Citi and American Express, but our coverage is always independent. Conditions apply to the offers on this page.I first learned about Dave Ramsey, an icon of personal finance, after graduating from college and getting interested in money.Ramsey is against the use of credit cards - he says they make it too easy to spend money and go into…

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