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Led by ex-Amazon and Microsoft executives, Seattle startup Level raises $ 1.5 million for flexible lending

Level CEO David Edelstein. (Level Photo)Seattle start up Level raised $ 1.5 million to drive the growth of its credit service targeting independent contractors. The company partners with market platforms such as Dolly, Porch and Keepe, which use Level to offer employees flexible credit options that are only paid back when they earn. It gives contractors the opportunity to buy assets and access capital to grow their "micro businesses". Level customers use the service to buy a truck and use it for work with Dolly, a moving app. The tier differs from traditional lenders by charging a flat fee for…

Can you get a credit card without a job?

You have reached a point in your life where you are unemployed, but you still need to make purchases other than cash. With more and more transactions going online and some brick-and-mortar stores no longer accepting cash for payment, having a credit card is increasingly a necessity. But can you get a credit card without work? The short answer is yes. There are several ways you can get a credit card if you are not currently employed. However, the long answer is a bit more complicated. To help you understand what might be a somewhat unclear topic, let's look at…

Why credit scores matter

The higher the number, the more successfully it says you've managed your credit, debt, and general finances in the past - and the more likely you are to repay loans in the future. If your score registers at the top of the scale, you can take advantage of benefits such as access to better loan rates and more responsive responses to your requests. Lenders generally consider scores in the range of 660-900 to be good, very good or excellent. What Makes a Good Credit Score?In Canada, two credit bureaus are allowed to collect information about your financial activities: Equifax and…

Payment Declined: Credit card issues on Friday

SIOUX FALLS, SD (KELO) - You probably had to pay cash if you wanted to buy something from many companies on Friday. After reports of credit cards not working, we investigated the reported issues with Visa, Discover and Mastercard. According to downdetector.com, all three services have seen spikes in reported issues throughout the morning. Credit card issues reported Friday morningVisa customers are reporting problems, mainly in payment processing, with marked spikes in Atlanta, New York and central Kansas, with 911 problems. MasterCard customers are also reporting an influx of payment problems, with reported spikes in the Dallas and central Kansas…

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